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Welcome to the MGM Advantage expert pages. Read retirement market news and views from our resident and guest experts.
120% maximum income is here to stay
2011 is the year retirement income changed. In April, the requirement to buy a secured income with a pension fund by age 75 was abolished, alongside the failed concept of Alternatively Secured Pensions (ASPs).
Cost of delay
Converting a pension fund, and when is best to do so, is a complex topic. Should the retirement income be taken straight away or is waiting a few years in the hope of getting a higher retirement income a better option?
Changes to state pension age
State pension ages (SPA) are set to rise for both men and women over the next few years. The latest Government changes will mean some people will lose around £11,700(1) in state pension benefits over a period of 18 months.
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