We've deliberately kept it simple, but have ensured we have selected the best funds for your client’s needs.

• All our funds have been carefully chosen for their suitability for a retirement income product,
• Our active funds are managed by Jupiter, Newton and JP Morgan - endorsed and monitored by OBSR
• You can also choose from a range of passive funds that are rated as Cautious, Balanced or Adventurous. The equity and fixed income holdings of these funds will track different indexes and are managed by Vanguard. The cash holdings are managed by
  Insight Investment.

For both Active and Passive, we have Adventurous, Balanced and Cautious Options. Plus a cash fund for extra peace of mind in times of increased stockmarket volatility.